As a professional therapist, wellbeing practitioner or wellbeing consultant, you’re there for your clients to give them the best possible care and support. We have years of experience working with many professionals like you throughout the therapy and wellbeing sector, so we know the daily risks you face.
We're here to help you manage everyday challenges and protect your reputation, your business, and the people you care for.
Be your best self and do what you love with confidence.
Our insurance for therapists and wellbeing practitioners includes:
Plus, key options where necessary...
Get in touch with an insurance expert to get a product liability insurance quote today.
With years of experience in the therapy and wellbeing sector, we help professionals manage daily challenges, protect their reputation and business, and care for those they serve.
Not listed? Don't worry; we provide cover for over 400 specialist disciplines and therapies. Please contact us to discuss your needs.
If you’re unsure on what cover you require. Get the advice and guidance you need by speaking with one of our insurance experts on the phone. Alternatively, if you know what cover you need get a quote in minutes and arrange your business insurance online.
As standard, we provide £10 million in insurance covering your public liability if you take out professional indemnity and malpractice cover. This ensures your protection in case of accidental bodily injury or property damage resulting from negligence, like a client or student experiencing a trip-and-fall incident within your practice space, whether at home, in your workplace, or on other premises.
This insurance protects against claims related to your work as a therapist or wellbeing consultant. Suppose a client alleges that your actions or guidance resulted in their injury or illness. In that case, you may need to defend your teaching methods and approach. It offers civil liability, not just for professional negligence, giving you peace of mind. There are five levels of cover to choose from, ranging from £1.5 million to £10 million.
Without insurance, you may face substantial income loss if you cannot service your clients due to an accident sustained while working or outside of your professional practice. Not to mention any potential medical expenses you may incur. Personal accident insurance is an optional upgrade that provides financial support, ensuring you can cover your expenses and maintain your quality of life while you recover. There are three levels of cover available:
If you require higher cover limits, please speak to one of our advisors who can arrange an alternative quotation.
You'll receive special assistance responding to a complaint made against you to your professional body or regulators. We're here to support you, including giving specialised help in preparing your response and legal representation at or leading up to disciplinary hearings
Get up to £25,000 of cover for managing and mitigating crises specific to your approaches. As a therapist or wellbeing practitioner, you might face situations that could harm your reputation or financial stability. This cover helps with crisis management expenses, public relations, legal support, response planning, and reputation protection.
If you're a limited company, you'll receive up to £100,000 cover for key individuals facing allegations of personal wrongdoing. This protects directors, officers, partners, and other leaders in case of accusations like breach of duty, trust, negligent errors, defamation, or health and safety failure.
Get up to £5,000 for assistance with destroying or transferring client files to another similar business if you die or permanently unable to work due to a disablement.
Get a no obligation quote in minutes and arrange everything online.
As a trained therapist or wellbeing practitioner, we know you focus on supporting and guiding your clients through challenging times. However, giving this support also presents risks to you and your business. Having the right insurance in place is essential to offer the necessary protection.
Our cover gives peace of mind for you and your business, including:
Protection: Our professional liability insurance protects you so you can focus on supporting your clients.
Professional advice and support: Throughout the life of your policy, we'll be on hand to help you with any queries, problems or issues you may have. We're here to support you should you need to make a claim.
Saving you time: Getting a quote and buying your insurance online is quick. If you'd prefer to speak to a member of our experienced team, we're here to give you the help you need whenever and however you need it.
Trusted and dependable: Award-winning Oxygen™ is part of Marsh, the world’s leading insurance broker and risk advisor. We use our size and scale to negotiate comprehensive and competitive insurance for your benefit. Working with trusted AA+-rated insurers to underwrite the cover ensures they have financial stability and are dependable in the unfortunate event of a claim.
*1 How we work out example prices. Customers will pay £92.32 a year for professional indemnity of £1.5m if they are also a member of one of the recognised professional bodies that receive 20% discount from us. £1.79 per week is based on a monthly cost when paying for the policy in one annual payment. Paying monthly is usually more expensive as you'll pay interest. This is the prices from amount as customers have the option of increasing their level of cover and therefore may pay more than this.
*2 No excess applies to the core therapists insurance (public liability, professional indemnity, employers liability, directors and officers), however, for any additional insurance taken certain excess may apply. Please contact us for details.
*3 In 2023, Oxygen™ proudly received the Feefo Gold Trusted Service Award for excellence in customer service.
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Oxygen is a trading name of Marsh Ltd. Marsh Ltd is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution and Credit Broking (Firm Reference No. 307511). Copyright © 2024 Marsh Ltd. Registered in England and Wales Number: 1507274, Registered office: 1 Tower Place West, Tower Place, London EC3R 5BU. All rights reserved.
